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First Time Home Buyer's Resources

Click on the underlined links to learn more!

 

Search for your next home- CLICK HERE for an easy to use home search feature that is updated with new listings 24/7

 

There is a lot to learn!

Not everyone, but many first time buyers want to learn as much as they can about the home buying process.  It is hard to feel comfortable signing mass quantities of documents when you don't know what they are.  Reading real estate contracts is right up there with counting sheep for most of us.

This web site should help you with many of your questions, but can't be all things to all people.  For that reason, I have visited other sites that may be helpful to you, and have provided you with links to them below.  Just remember, you got these from me and - I want to help you first!

CLICK HERE for general information on buying a home.

Getting Financing - FHA, 0-Down-payments, Grants, etc.

bullet FHA Home Page: http://www.fha-home-loans.com/loan_programs_fha_loan.htm
bullet Nehemiah Zero-Down Program:  http://www.getdownpayment.com/
bullet Housing and Urban Development (HUD):  http://www.hud.gov/
bullet VA loans (Military Veterans):  http://www.homeloans.va.gov/
bullet King County Assistance:  http://www.metrokc.gov/exec/news/1998/7698nr1.htm

Mortgage Calculator, misc.

bullet This is about the best calculator I've seen:  http://www.jeacle.ie/mortgage/ - this is java script, so your browser may be blocking it.

Please email any links you think should be included!


My pledge to you-
If you choose me to help you find your home
*     You will receive a full time property search. To save you time, I will be viewing properties on-line, reviewing ads in the newspaper, attending broker’s opens, reviewing agent flyers, and then visiting and screening homes that fit your needs.

*     You will have access to every home on the market in Washington State, regardless of the real estate company representing the seller.  Feel confident that you will not “miss” the perfect home because your agent did not see it.  For example, if you want a home in a specific area, I can call up a search showing any home listed for sale in that area.

*     You will be provided with printouts or emails of all properties searched.

*     Next: You will be provided with maps, or can be picked up and escorted to view homes you select from searches, and/or arrange to visit and view homes you find in newspaper ads, drive bys, open houses or on-line.

*     Help you find financing.

*     Help you evaluate properties you view, and discuss pricing issues in terms of the marketplace.

*     Provide you with complete contact information, and the same information for my back-up agent if I am temporarily unavailable.

*     Review and explain all documents and actions encountered in the purchase and sale process.

*     Help arrange inspections on properties on which you wish to make an offer.

*     Provide you with a preliminary estimate of closing costs, down payment requirements, earnest money agreements, etc.

*     Prepare offers with you on homes you select, and formally present offers to sellers in a professional manner. 

*     We will prepare a negotiation strategy to achieve the best possible terms –  a competitive market analysis will be provided to you prior to pricing the offer.

*     Monitor and inform you of the progress of the purchase agreement, including the satisfaction of all contingencies and conditions encountered during the transaction.

The home you decide on may not have everything you were looking for, but it will be close enough – you will know it when you walk in. Trust your feelings and take your time.  Be patient…your home is out there somewhere waiting for you!  For a copy of my Buyer’s Guide please contact me.

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Jim Hunt
REALTOR, ABR
Phone: (206) 525-0878
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       Jim Hunt       Realtor® ABR® -Accredited Buyer Representative

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